Financial advisers for WA's education community since 1989

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TIPS Financial Services specialises in superannuation advice and retirement planning for WA teachers and education sector public servants with Gold State, West State or GESB Super.

TIPS stands for Teachers Investment Planning Services. Since 1989 we've been helping WA's education community plan for retirement and enjoy it once they're there. Same focus then, same focus now.

WE BELIEVE

  • You should spend your money, not hoard it

  • You need a plan for your time and money in retirement

  • You need to do all the things and see all the places while you’re healthy enough to enjoy it

We believe:

You should spend your money, not hoard it

A digital illustration of a calendar and an hourglass as planning ahead icon, TIPS Financial Services

You need a plan for your time and money in retirement

Ready to ease off icon, TIPS Financial Services

You need to do all the things and see all the places while you’re healthy enough to enjoy it

Enjoying it icon, TIPS Financial Services

Meet the team

David Banfield, financial adviser at TIPS Financial Services in Perth headshot smiling wearing a dark suit and white shirt, standing in front of a grid-patterned background.

Dave Banfield

Director

Meet Dave
Simon Johnson, financial adviser at TIPS Financial Services in Perth in a suit smiling in front of a white grid wall.

Simon Johnson

Director & Financial Adviser

Meet Simon
Byron Banfield, financial adviser at TIPS Financial Services in Perth portrait in a black suit and white shirt smiling against a white grid background.

Byron Banfield

Financial Adviser

Meet Byron
A woman with blonde hair and blue eyes smiling at the camera, standing in front of a white tiled wall.

Emma Lush

Associate Adviser

Grace at TIPS Financial Services in Perth portrait with blue eyes and light brown hair in a sleek ponytail, wearing a white sleeveless top and earrings, standing in front of a white tiled wall.

Grace Underwood

Client Services

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We won't razzle dazzle you

We won't razzle-dazzle you. No fancy investments, no chasing the next big thing. We're consistently good at what we do. A legacy of experience, steady, and here for the long haul.

We get to know you beyond your super balance. Our review meetings are as much about the caravan, the grandkids, the footy and where you're headed next as they are about the money.

What to expect
A man in a white shirt smiling during a meeting with two other people at a round table, with documents and a pen in front of him.

Considered advice grounded in a legacy of experience

We deliver considered advice on the financial decisions that shape your retirement. We know the intricacies of GESB super the way only advisers who've spent decades helping teachers and education staff ever could.

GESB Superannuation advice. Pre-retirement planning. Retirement income. Centrelink and Age Pension. Investments. Investment bonds for the grandkids. Tax planning. Estate planning and inheritance. Aged care advice.

How we help

The Financial Advisers WA Teachers have trusted since 1989

CREDENTIALS

  • Established in 1989. More than 37 years helping WA's education community plan for retirement and enjoy it once they're there.

  • GESB specialists. We advise on Gold State, West State and GESB Super, and the strategies specific to each.

  • Based at 9 Roberts Street West, Osborne Park WA 6017, serving educators across Western Australia.

  • Two financial advisers, backed by a dedicated client service team.

  • Both advisers are members of the Financial Advice Association Australia (FAAA).

  • Between them, our advisers hold a Bachelor of Commerce, a Graduate Diploma in Financial Planning, and the Fellow Chartered Financial Practitioner (FChFP) designation.

  • Most clients come to us by word of mouth, referred by a colleague who already trusts us.

  • Yenbase Pty Ltd (ABN 12 060 138 427), trading as TIPS Financial Services, is an authorised representative of TIPS Polaris Pty Ltd (ABN 39 660 853 485), AFSL 542326.

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