The TIPS Financial Experience
We've refined our process over years of helping WA educators retire with confidence. It's designed to be thorough without being overwhelming, and straightforward without cutting corners.
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No pressure, just a conversation to understand your situation and see if we can add value and whether working together makes sense.
15-minute phone call · No obligation
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We learn about you. You learn how we can help.
We'll:
talk through your financial situation
map out your retirement timeline
learn about the holidays, hobbies,
explore key areas you need to think about
explain how we can help and our fees
Expect some whiteboard action as we start mapping out possibilities.
60-minute meeting · In person or over video
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We'll present you with your Financial Plan - a detailed document that covers your super, investments, insurance, tax strategies, debt management, and estate planning.
We'll walk you through:
exactly what we're recommending
why it makes sense for your situation
what it actually means for your future
All in plain English.
90-minute meeting · In person or over video
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This is where our team rolls up their sleeves and coordinates everything that needs to be done to put your financial plan into action.
We'll handle:
all the forms
phone calls
follow-ups with providers
Keeping you updated along the way so you know exactly what's happening.
Implementation time varies: 2-6 months depending on complexity
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Life happens. Things change. Rules shift. We make sure your retirement plan evolves with you.
Scheduled review meetings
Celebrate your wins, revisit priorities, and fine-tune your plan to match what’s changed in your life.
Email and phone support
When questions come up or you need to talk through a money decision, we’re only a call or email away.
Retirement with confidence and no worries attached.
What to expect from TIPS
We get GESB
We know Gold State, West State and GESB super and the strategies that make a meaningful difference to your nest egg.
Plain English
No jargon, no spin. Every recommendation comes with clear reasoning and a "here's why this matters to you" explanation.
Life, not just money
We want to get to know you beyond your super balance We talk about your family, your travel, your time.
Permission to spend
We'll tell you what you can safely spend, and encourage you to enjoy it.
What we're definitely not
Not pushy
No hard sells. We give you the options and our recommendation. The decision is always yours.
Not yes
Sometimes the best advice is "maybe that's not the best idea." We'll always tell you straight - even if it's not what you want to hear.
Not gamblers
No hot tips, no overnight riches. Only steady, considered advice.
Not set-and-forget
We don't hand over a plan and disappear. Were with you for the long haul.