Retire without worry attached

Financial advisers for WA's teachers and school leaders.

TIPS Financial GESB Super specialists since 1989 badge in blue triangle with circular text around it saying 'SUPER SPECIALISTS SINCE 1989'

Retirement is close.
The decision is big.
When to finish up?

You can picture it. Mornings without an alarm. Weeks without marking, reports or assemblies. The big trip finally on the calendar.

Then come the maybes, the what-ifs, and the do-we-have-enoughs.

At TIPS, we turn the question marks into a plan, so you can retire with confidence, on your timeline and your terms.

Permission to retire.
And permission to enjoy it.

We believe you should spend your money, not hoard it. Do all the things, see all the places, while you're healthy enough to enjoy it.

Know your date

Not 'a few more years'. An actual year, circled on the calendar.

Calendar page for March 31 with a large number '31' in the center symbolises pre-retirement planning WA teachers

No more what-ifs

The sums done, the decisions made. No more guesswork or 10pm mental maths.

No more what-ifs icon, TIPS Financial Services line drawing of two hands clinking glasses of champagne with decorative bunting above.

The numbers say yes

40 years of being the sensible one. Now book the trip, spoil the grandkids, hitch the caravan.

The numbers say yes icon, TIPS Financial Services an illustration of a man in business attire pointing at a line graph showing increasing trends.
The TIPS Financial Services team, financial advisers based in Perth, WA

Teaching isn't an ordinary job, and GESB isn't ordinary super.

Our name says it all. TIPS = Teachers Investment Planning Services.

We opened our doors in 1989, and we've been helping WA's education community retire with confidence ever since. Same focus then, same focus now.

Term-time exhaustion, holidays spent recovering, the mental load that follows you home. We get teachers, and we get your super inside out.

We talk about life, not just money.

We give straight answers, in plain english.

And you'll never be pushed into anything. Your money, your choices.

Financial advisers for WA's education community.
From the classroom to head office.

Who are over 55.

Planning ahead.

Working flat out, wondering when you'll be able to finish up, and what to do between now and then.

A digital illustration of a calendar and an hourglass as planning ahead icon, TIPS Financial Services

Ready to ease off.

Weighing up part-time, a quieter role, or picking your finish date

Ready to ease off icon, TIPS Financial Services

Enjoying it.

You've finished up. Now it's about making it last, and letting yourself spend it.

Enjoying it icon, TIPS Financial Services

We're GESB specialists for the education sector.

TIPS specialises in superannuation advice and retirement planning for WA teachers and education sector public servants Gold State, West State and GESB Super.

The rules around GESB super are complicated. Contributions, tax, timing: the right strategy now shapes what you'll live on in retirement. We've specialised in these funds since 1989. We know them inside out.

A TIPS Financial adviser meeting WA education clients in Perth

Ready to talk exit plans?

It starts with a fifteen minute phone call.
No pressure, no obligation.
Let's see if we're a fit.